First Time Buyer's Guide

Frequently Asked Questions

  1. What can I afford?
  2. What do I need to bring?
  3. What are reliable used cars?
  4. When is the best time to buy a car?

* These calculations are for reference purposes only. All figures are estimates only and are not guaranteed as accurate. Always consult a professional financial advisor.

What Documentation Should I Bring?

Valid Drivers License

Valid Drivers License

Verify your license is not expired, revoked or suspended and ensure the address listed on your license is current and matches your residence.

Proof of Insurance

Proof of Insurance

Take care to include the name of your agent and a reliable contact number. Adding a new car to your policy won't be necessary until approved.

Proof of Residency

Proof of Residency

A recent bill for utilities, such as water or electric, is sufficient proof so long as your name is listed and matches the address given.

Proof of Employment

Proof of Employment

A recent pay stub stating your year-to-date earnings is sufficient. Self-employed individuals must provide two years of prepared tax returns.

Personal References

Personal References

A reference can include anyone that knows you personally, such as a family member or friend. Include full names, addresses and phone numbers.

Phone Number Verification

Phone Number Verification

Any phone number provided must be currently in service and under the applicant's name. Prepaid cell phone numbers will not be accepted.

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